The last two years have had an unprecedented effect on the economy, on the way we interact socially, on the way we shop, on education, and of course, on the real estate market. More than ever, your clients need to hear your voice when it comes to the real estate market and what they can […]
There was BIG NEWS today in the mortgage world. Freddie Mac and Fannie Mae announced that they were granted permission from the Federal Housing and Finance agency to charge an “ADVERSE MARKET FEE” of .50% on all refinance loans. This fee which the lenders are saying is to address risk management because of the current […]
Posted in Sellers, Zebra Reports 
Tags: Denise Lones, freddie mac, Interest rates, lending, loans, market update, mortgage, Real Estate Coaching, Real Estate News, refinancing 
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Q: “Denise, I went to your Real Estate Success Summit last week and I loved what you said about inventory being on the market being “Freezer Burnt”. I took a look at how long our inventory has been on the market and wow! More than 50% of the homes have been on the market for […]
Posted in Ask Denise, Buyers Tags: Buyers, freezer burnt, hot market, Interest rates, market analysis 1 Comment »
When agents ask me how the market is doing, I always ask them, “Why they you asking?” Considering they are in the market day to day I assume that they have a very good idea of how the market is doing. The challenge is that for many agents that were licensed during the downturn/correction/crash/recession (or […]
Q: “Denise, I have a number of clients who are concerned about the change in the real estate market. I am telling them that it isn’t like the Great Recession beginning but I don’t think they believe me. What information would you share with them to get them to calm down?” A: It can be […]
We are right around the corner from the presidential election and many of my clients have asked me how the election will affect interest rates. I thought I would address this question by giving some historical information that might shed some light on what usually happens after an election. I used the historical archived data […]
September is a month of new beginnings for kids going back to school and parents getting back to their pre-summer routine. With the busy-ness of the summer finally behind them many buyers and sellers that did not take action in the summer will be primed and ready to move forward in the fall. September can […]
Q: Denise, I have two buyers who think they want to wait until the spring to resume looking for a new home. They are tired, have been heartbroken a number of times, and are just done. However, I think this time of year through January might be a great opportunity, especially if interest rates begin […]
How to Take and Benefit from the Pulse of the Market: Agents have been contacting me these past few weeks asking me when the market was going to come back. I didn’t realize it had gone anywhere. I wrote about the strength of our market a few weeks ago, but it seems that any time […]
On Tuesday, August 6th, President Obama spoke in Phoenix, Arizona at Desert Vista High School, explaining his vision to promote home ownership in America. He praised reform of the financial systems and talked about the reckless practices that led to the housing crisis. A visual representation of his vision can be seen if you follow […]
Posted in Buyers, Real Estate Industry News, Sellers, Zebra Reports Tags: economy, freddie mac, housing industry, housing market, industry, Interest rates, loans, Market, plan, president, Real Estate Market, recession, vision 2 Comments »
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