Q: Denise, wow! I have had an amazing year so far! I am on track to exceed my best year by 100%. It has been a whirlwind. I am finally in a position to pay off some of my debt and put some money into savings. Should I talk to my accountant even though it isn’t tax time?

A: Absolutely! Make that call this week. You need a strategy around your taxes (if you have doubled your income, you definitely need a strategy around your taxes), your expenses between now and the end of the year, and taking care of yourself in retirement.

Don’t make the mistake of waiting until tax time to plan. You have the next three months to make adjustments that you will thank yourself for next year and in the future.